In 2010, the Dodd-Frank financial overhaul bill took aim at the transaction and overdraft fees charges by banks to both merchants and consumers.
Once marketed mostly to low income customers without bank accounts, prepaid credit cards have become popular with penny pinchers and gift-givers of all income levels.
The VISA All-Access Gift Card is a prepaid card with a value limited to the amount of money loaded on the card by the purchaser. Without the ability to go into overdraft, cardholders can shop secure in the knowledge that they won't spend more than they'd initially budgeted. With the availability of online statements, they can also track where their money is going to the penny. For gift-givers, it's an easy purchase that gives their recipient the ability to shop wherever they'd like. Best of all, it's accepted anywhere that VISA is accepted.
My Reward Advantage is registering new members to join their rewards program. Participate in their program to get a free $500 VISA All-Access gift card.
This offer is only valid for residents of:
- United States