Credit reports offer landlords, businesses, and employers an idea of your financial responsibility. Before you apply for a job, a new rental, or request credit for a car, home, or home appliances, it's best to know that your application will be approved.
Poor credit ranking could result in a rejection for anything that requires an amount of trust that you will honor a commitment of return or payment. Reasons for rejection include limited credit history, recent collection or public record, the non-payment of a credit card balance for 6 months, owning too many credit cards, having too many high balances, or even that there are too many inquiries into your credit history. Each inquiry into your credit history will negatively affect your ability to get approved for future credit.
A good credit score is your passport to competitive interest rates for mortgages, cars, credit card offers, job offers, insurance premiums, and more. Get approved for a nicer home, lower your insurance costs, and finance big purchases. At Credit Savers, they specialize in removing negative and problematic items from your credit report like late payments and repossessions so that you can move forward with your life. Get a free, no obligation credit evaluation through the link below.
This offer is only valid for residents of:
- United States